Build Assurance
Greater certainty, built in.
Up to $35,000 behind your build.*
SBS Build Assurance provides up to $35,000 toward qualifying unforeseen costs on eligible projects, along with a fixed price contract and clear inclusions and exclusions.
Check If Your Project Qualifies
Now scheduling 2027 projects. Limited builds each year.
Fixed Price Contract
Clear from the outset
Up to $35,000
Toward qualifying costs
Direct Builder Involvement
Throughout your project
Fortnightly Written Reports
Know exactly where you stand
A more certain building experience
Fixed price is the foundation. Build Assurance adds an extra layer.
Even with the best planning, some costs are difficult to foresee until construction begins. Build Assurance helps provide additional certainty, with up to $35,000 toward qualifying unforeseen costs on eligible projects.
How Build Assurance works
Added certainty for an exceptional home.
Build Assurance is designed to give you greater confidence through a clear process and well-defined terms.
01
Fixed price contract
A clear scope with defined inclusions and exclusions from the outset.
02
Up to $35,000 toward qualifying costs
For eligible projects, if unforeseen costs arise during construction.*
03
Experienced oversight
Direct builder involvement and proactive management throughout your build.
04
Confidence to build
A more certain, transparent and considered building experience.
Eligibility & terms
Clear terms. No fine-print surprises.
Build Assurance is an allowance of up to $35,000 that SBS puts toward qualifying unforeseen costs on eligible projects, so a surprise found during construction doesn't land on you alone. Here is exactly how it works.
Which projects are eligible?
New architect-designed homes and major alterations or additions that meet all of the following:
Built by SBS under a fixed price building contract
A construction contract value of $1 million or more (including GST)
Located in Newcastle, Lake Macquarie, the Hunter, Port Stephens or the Mid-Coast NSW
A Buildability Review or Preliminary Building Agreement completed with SBS before the contract is signed
The contract is signed while the Build Assurance offer is available
What counts as a qualifying unforeseen cost?
Extra costs of work that is genuinely required to complete the contracted design and that could not reasonably have been foreseen from the plans, site investigations and consultant reports available when the contract was signed. For example:
Rock, uncontrolled fill or poor ground found during excavation
Groundwater, or buried services and obstructions that were not shown on the survey
Changes to footings or retaining required by the engineer because of those conditions
Changes required by council or a certifier after the contract is signed
What isn't covered?
Changes you request, including upgrades to selections, finishes or inclusions
Provisional sums and prime cost items, which are already adjusted under the contract
Anything identified in the plans, reports or site investigations at contract signing
Delays or costs caused by the owner or the owner's consultants
Consultant, finance, legal, insurance and authority fees
Defects, which are covered by SBS's statutory warranties and home warranty insurance
How much is available?
Up to $35,000 per eligible project in total, across all qualifying costs during construction. It is applied as a credit against the qualifying costs; it has no cash value, cannot be transferred and does not reduce the contract price.
How is it applied?
When a possible qualifying condition is found, SBS tells you in writing with the evidence (photos, engineer or surveyor advice) and the priced work. If it qualifies, the Build Assurance allowance is applied to that cost before any amount is payable by you, and the balance is recorded in your fortnightly written report.
When does it end?
The allowance applies from contract signing until practical completion. Any unused amount lapses at practical completion.
Your statutory rights
Build Assurance is in addition to, and does not limit, your rights under the Home Building Act 1989 (NSW), your building contract or your home warranty insurance. The full terms and conditions form part of your building contract with SBS.
How it works in practice
When the unexpected happens, you're covered.
An illustrative example: on a sloping coastal block, excavation for the footings uncovers rock that the geotechnical report did not show. SBS documents it, the engineer confirms the extra excavation and footing work, and the cost is priced and shared with you in writing. Because it qualifies, Build Assurance is applied to that cost first, and the build carries on to programme.
The situation
Unforeseen rock found during excavation, not shown in the reports available at contract.
How Build Assurance applies
The qualifying cost is documented, priced and covered by the allowance, up to $35,000.
Why clients choose SBS
A disciplined process. Greater peace of mind.
We combine technical expertise with hands-on construction experience to deliver confident outcomes on even the most architectural and complex homes.
Clear inclusions and exclusions
Know exactly what is and isn't included.
Up to $35,000 behind your build
Toward qualifying unforeseen costs. Terms apply.
Direct builder involvement
Experienced oversight throughout the project.
Fortnightly written reports
Know exactly where your build stands.
Start the conversation
Check if your project qualifies.
Tell us a little about your project. SBS will review your details and respond within one business day.
No obligation
Confidential
Expert feedback
One business day response
*Build Assurance applies to eligible projects under a fixed price building contract with Superior Building Solutions and is subject to the full terms and conditions. It is in addition to your rights under the Home Building Act 1989 (NSW) and does not limit them.